Life Insurance in Canada

I know non of us wants to
admit, that we all are endangered of being disabled. No matter if you are
manual worker working on dangerous constructions, or clerk sitting in an air
conditioned office. Just a minor injury or inconspicuous
illness can ruin your career. While dealing disability insurance in Ontario I have met many similar cases.
Bread-winner turned to be disabled and whole family life was ruined, because
not only they lost his/her income, they also had to take care of disabled member.
Yes, most of you have a life insurance, but this product is not designed for
help in disability.
What you need is disability insurance. This kind of insurance will
provide you regular monthly payments for the period you choose - there are five
years policies, ten years, but also policies lasting till you are 65.
You can choose the sum to adjust it for your income - disability insurance policies are very flexible and can be adjusted exactly to fit your needs! It can
cooperate with your life insurance to create your basic financial safety net.
And if you don’t have any dependents and your mortgage is almost payed - I
believe disability insurance should be number one for you, even before life
insurance!

Yes, it’s true! Of
course, we are not hedging oil prices or digging own oil wells. We in life insurance brokers Toronto
decided to cope with gas consumption. LSM offered employees a
condensed work week to reduce commuting costs as gas prices soar. Four day
workweek means  20% less consumption  and 20% more time for
family.

This step  attracted attention of
some nation TV and radio stations, like CBC (watch news (watch this video on Life Insurance Canada ).
So if you are thinking what to do, when your wallet is on diet after every gas
station visit, try to ask your employer. Four day workweek may sound like
revolution (and maybe it really is), but your performance in work can even
rise. Satisfied and good mooded employee should be the goal of every employer.
Streets would be a bit emptier and Mother Earth would thank you too!
I hope not only other Toronto life insurance
brokers will follow our step soon…